What is the minimum property damage coverage required in Texas for auto insurance?

In Texas, the law requires that drivers maintain a minimum level of liability insurance for property damage. The minimum property damage coverage mandated is $25,000 per accident. This amount is designed to protect others by covering the costs associated with property damage that a driver may cause in an accident. Having this minimum coverage ensures that sufficient funds are available to compensate for damages to vehicles and property resulting from an insured's actions.

This requirement is part of Texas's effort to uphold financial responsibility standards and to provide a safeguard for both drivers and the public, encouraging safe driving practices. The minimum coverage protects not only the driver responsible for the accident but also the individuals or entities who might suffer losses due to another's negligence.