What term is used to describe anyone that is covered under an auto policy?

The term that is correctly associated with anyone covered under an auto policy is the "Named Insured." This refers to the individual(s) specifically identified in the policy documents as being covered by the insurance. The named insured enjoys the full extent of coverage outlined in the policy, including liability, collision, and comprehensive coverages, depending on the terms of the policy.

While "Additional Insured" refers to others who may receive some level of coverage under the primary policy, it typically does not extend the full coverage typically afforded to the named insured. It is important to differentiate between the named insured, who is the main party to the contract, and additional insureds, who may have limited rights. Terms like "Primary Policyholder" usually indicate the person responsible for the policy, while "Excluded Driver" refers to individuals who are specifically not covered by the policy, highlighting the importance of identifying those who are not eligible for protection under the auto insurance.