What type of hazards would typically be covered under strict liability?

Strict liability is a legal doctrine that holds a party responsible for their actions or products, regardless of intent or negligence. It is most commonly applied in cases involving defective products that cause injury to individuals. This means that if a consumer is harmed due to a defect in a product—whether it's a flaw in design, manufacturing, or failure to provide adequate warnings—the manufacturer or seller can be held liable without the need for the injured party to prove negligence or fault.

In the realm of insurance, strict liability is particularly relevant because it directly pertains to risks associated with product safety. Manufacturers are expected to produce goods that are safe for use, and when they fail to meet this standard, the consequences can be significant, leading to injuries and financial losses for consumers.

The other options do not fit within the strict liability framework. Legal regulations and actions involve compliance and can include negligence elements, while risks from normal business operations often require proof of negligence or fault. Environmental hazards may lead to liability in some cases but typically revolve more around regulatory compliance rather than strict liability principles. Thus, defective products that cause injury distinctly encapsulate the essence of strict liability.