Which of the following roles does the Texas Department of Insurance NOT perform?

The Texas Department of Insurance (TDI) plays several vital roles in overseeing and regulating the insurance industry in Texas. However, one important aspect of its function is that it does not engage in the direct sale of insurance policies. The TDI is responsible for regulating industry practices, resolving consumer complaints, and licensing insurance agents to ensure compliance with state regulations and protect consumers.

By not selling insurance policies directly, the TDI maintains an impartial position, focusing on oversight and regulation rather than competing within the market. This role allows them to objectively enforce laws and guidelines that are meant to protect consumers and foster a stable insurance market in Texas. Thus, the correct answer reflects an essential function of the TDI, emphasizing its regulatory and supportive roles rather than being a direct participant in the insurance market.