Which term refers to a written insurance contract outlined in a policy?

The correct term that refers to a written insurance contract outlined in a policy is "Policy Document." This term encompasses the entire contract between the insurer and the insured, including all terms, conditions, coverage details, exclusions, and endorsements that define the agreement. The policy document is essential because it serves as the legal proof of the insurance coverage and the obligations of both parties.

In the context of insurance, a schedule refers to specific details or lists included in the policy but does not represent the entire written contract. An agreement is a broader term that can apply to many types of contracts, not just insurance policies, and does not specifically identify a written document in this realm. An endorsement is an amendment or addition to the original policy that makes changes to the coverage, terms, or limits but is not synonymous with the entire written contract itself.