Which type of insurance is a limited lines agent in Texas typically authorized to sell?

A limited lines agent in Texas is specifically authorized to sell certain types of insurance products that are considered specialized or less comprehensive compared to traditional insurance lines. This typically includes travel insurance, which is designed to cover specific risks associated with travel, such as trip cancellations, medical emergencies while abroad, and lost luggage.

Limited lines agents focus on these niche areas, allowing them to offer products that meet the unique needs of travelers without having the comprehensive training or licensure requirements for broader insurance types such as auto, homeowners, or life insurance. Therefore, the correct choice reflects the specialized focus and regulatory framework governing limited lines agents in Texas, emphasizing their role in providing specific, limited coverage options. Notably, auto, homeowners, and life insurance require a different level of licensing due to their complexity and the extent of coverage they provide.